{"id":1427,"date":"2017-07-18T17:33:24","date_gmt":"2017-07-18T17:33:24","guid":{"rendered":"https:\/\/blog.ngocha.biz\/?p=1427"},"modified":"2017-07-18T17:33:24","modified_gmt":"2017-07-18T17:33:24","slug":"thong-minh-tai-chinh-p2-lua-chon-cho-minh-mot-con-duong-va-duc-tinh-phai-ren-luyen","status":"publish","type":"post","link":"https:\/\/blog.ngocha.biz\/?p=1427","title":{"rendered":"Th\u00f4ng minh t\u00e0i ch\u00ednh (P2: L\u1ef1a ch\u1ecdn cho m\u00ecnh m\u1ed9t con \u0111\u01b0\u1eddng v\u00e0 \u0111\u1ee9c t\u00ednh ph\u1ea3i r\u00e8n luy\u1ec7n)"},"content":{"rendered":"
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\n 5\/5 – (18 votes) <\/div>\n<\/p><\/div>\n

T\u1ea5t c\u1ea3 c\u00e1c entry trong chu\u1ed7i entry v\u1ec1 Th\u00f4ng minh t\u00e0i ch\u00ednh <\/a>n\u00e0y s\u1eed d\u1ee5ng ki\u1ebfn th\u1ee9c t\u1eeb nhi\u1ec1u cu\u1ed1n s\u00e1ch kh\u00e1c nhau v\u00e0 kinh nghi\u1ec7m c\u00e1 nh\u00e2n. \u0110\u00f3 l\u00e0 c\u00e1c cu\u1ed1n D\u1ea1y con l\u00e0m gi\u00e0u c\u1ee7a Robert Kyosaky (t\u00f4i kh\u00f4ng th\u00edch c\u00e1ch\u00a0k\u1ec3 chuy\u1ec7n d\u00e0i d\u00f2ng c\u1ee7a nh\u1eefng cu\u1ed1n n\u00e0y l\u1eafm), Nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00f4ng minh c\u1ee7a\u00a0Benjamin Graham<\/a>\u00a0(ng\u01b0\u1eddi khai sinh ra\u00a0tr\u01b0\u1eddng ph\u00e1i \u0111\u1ea7u t\u01b0 gi\u00e1 tr\u1ecb)\u00a0v\u00e0 m\u1ed9t s\u1ed1 cu\u1ed1n n\u00f3i v\u1ec1 Warren Buffett (\u0111\u01b0\u1ee3c coi l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0th\u00e0nh c\u00f4ng nh\u1ea5t t\u1eeb tr\u01b0\u1edbc t\u1edbi nay).<\/p>\n

T\u00f4i s\u1ebd gi\u1eef nguy\u00ean t\u00f4n ch\u1ec9 v\u1ec1 c\u00e1ch vi\u1ebft nh\u1eb1m \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea5t k\u1ef3 ai \u1edf b\u1ea5t c\u1ee9 tr\u00ecnh \u0111\u1ed9 n\u00e0o c\u0169ng c\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c. Nh\u1eefng g\u00ec ng\u01b0\u1eddi \u0111\u1ecdc kh\u00f4ng hi\u1ec3u th\u00ec c\u00f3 th\u1ec3 comment h\u1ecfi \u1edf d\u01b0\u1edbi m\u1ed7i entry.<\/p>\n

Tr\u01b0\u1edbc khi \u0111i s\u00e2u th\u00eam ta ph\u1ea3i b\u00e0n l\u1ea1i m\u1ed9t ch\u00fat con \u0111\u01b0\u1eddng \u0111i:<\/p>\n

1. C\u1ea7n\u00a0ch\u1ecdn \u0111\u01b0\u1ee3c cho m\u00ecnh m\u1ed9t con \u0111\u01b0\u1eddng s\u1ebd \u0111i, ch\u1ecdn c\u00e0ng s\u1edbm th\u00ec c\u00e0ng v\u1ec1 \u0111\u00edch s\u1edbm.<\/strong><\/p>\n

Qua entry Chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/a>\u00a0ta hi\u1ec3u r\u1eb1ng con \u0111\u01b0\u1eddng ph\u00e1t tri\u1ec3n ngh\u1ec1 nghi\u1ec7p<\/span> v\u00e0 con \u0111\u01b0\u1eddng ph\u00e1t tri\u1ec3n t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/span> l\u00e0 hai con \u0111\u01b0\u1eddng c\u00f3 nh\u1eefng l\u00fac \u0111i chung v\u00e0 c\u00f3 nh\u1eefng l\u00fac \u0111i ri\u00eang. Ta ph\u1ea3i \u00fd th\u1ee9c m\u00ecnh nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c \u0111i cho ph\u00f9 h\u1ee3p.<\/p>\n

Ch\u00fang ta n\u00f3i chung th\u01b0\u1eddng ch\u1ec9 \u0111\u1eb7t m\u1ee5c ti\u00eau ngh\u1ec1 nghi\u1ec7p. Xa th\u00ec l\u00e0 m\u1ed9t chuy\u00ean gia trong l\u0129nh v\u1ef1c n\u00e0o \u0111\u00f3, g\u1ea7n th\u00ec th\u00e0nh th\u1ea1o ti\u1ebfng anh, vi t\u00ednh,…Con \u0111\u01b0\u1eddng \u0111\u00f3\u00a0s\u1ebd \u0111i theo m\u1ed9t trong hai h\u01b0\u1edbng:<\/p>\n

H\u01b0\u1edbng t\u1ed1t \u0111\u1eb9p:<\/span> Nh\u1edd r\u1ea5t gi\u1ecfi trong m\u1ed9t l\u0129nh v\u1ef1c n\u00e0o \u0111\u00f3 m\u00e0 m\u1ee9c l\u01b0\u01a1ng ng\u00e0y c\u00e0ng cao h\u01a1n.<\/p>\n

H\u01b0\u1edbng x\u1ea5u:<\/span> Kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1edbi tr\u00ecnh \u0111\u1ed9 chuy\u00ean gia v\u00ec v\u1eady m\u1ee9c l\u01b0\u01a1ng t\u0103ng ch\u1ec9 b\u00f9 t\u01b0\u01a1ng \u1ee9ng\u00a0v\u1edbi l\u1ea1m ph\u00e1t. Nguy\u00ean nh\u00e2n c\u00f3 th\u1ec3 do kh\u00f4ng ch\u1ecdn \u0111\u00fang ngh\u1ec1 m\u00ecnh l\u00e0m gi\u1ecfi ho\u1eb7c v\u00ec kh\u00f4ng c\u00f3 con \u0111\u01b0\u1eddng \u0111i c\u1ee5 th\u1ec3 n\u00ean l\u1ea1c \u0111\u01b0\u1eddng m\u00e3i kh\u00f4ng t\u1edbi \u0111\u00edch.<\/p>\n

N\u1ebfu ch\u1ec9 x\u00e9t y\u1ebfu t\u1ed1 x\u00e1c su\u1ea5t th\u00ec ta th\u1ea5y h\u01b0\u1edbng x\u1ea5u s\u1ebd l\u00e0 \u0111a s\u1ed1. \u0110i\u1ec3m chung l\u00e0 kh\u00f4ng th\u1ef1c s\u1ef1 y\u00eau th\u00edch c\u00f4ng vi\u1ec7c, kh\u00f4ng r\u00f5 m\u00ecnh s\u1ebd \u0111i v\u1ec1 \u0111\u00e2u v\u00ec v\u1eady h\u1ecdc t\u1eadp, nh\u1ea3y vi\u1ec7c hay \u1edf l\u1ea1i \u0111\u1ec1u theo c\u1ea3m t\u00ednh m\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 t\u00ednh to\u00e1n c\u1ee5 th\u1ec3. \u0110i\u1ec1u n\u00e0y ch\u1eb3ng kh\u00e1c vi\u1ec7c b\u1ea1n quy\u1ebft \u0111\u1ecbnh mua hay b\u00e1n v\u00e0ng ch\u1ec9 b\u1eb1ng tin \u0111\u1ed3n.<\/p>\n

N\u1ebfu coi th\u1eddi gian, c\u00f4ng s\u1ee9c nh\u01b0 m\u1ed9t d\u1ea1ng t\u00e0i s\u1ea3n th\u00ec ta ph\u1ea3i s\u1eed d\u1ee5ng n\u00f3 gi\u1ed1ng nh\u01b0 m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 th\u1ef1c th\u1ee5. L\u1ef1a ch\u1ecdn cho m\u00ecnh m\u1ed9t h\u01b0\u1edbng \u0111i \u0111\u1ec3\u00a0theo \u0111u\u1ed5i ph\u1ee5 thu\u1ed9c v\u00e0o n\u0103ng l\u1ef1c, hi\u1ec7n tr\u1ea1ng c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\n

M\u1ed9t ng\u01b0\u1eddi gi\u1ecfi ho\u1eb7c xu\u1ea5t s\u1eafc n\u00ean theo con \u0111\u01b0\u1eddng nh\u01b0 sau:<\/strong><\/p>\n

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Anh ph\u1ea3i \u0111\u1eb7t m\u1ee5c ti\u00eau r\u00f5 r\u00e0ng nh\u1eb1m \u0111\u1ea3m b\u1ea3o r\u1eb1ng kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng cho s\u1ef1 nh\u00e0m ch\u00e1n. Quan tr\u1ecdng h\u01a1n h\u1ebft ph\u1ea3i \u00fd th\u1ee9c \u0111\u01b0\u1ee3c \u0111\u00fang tr\u00ecnh \u0111\u1ed9 c\u1ee7a m\u00ecnh, nh\u1eadn th\u1ee9c r\u1eb1ng cho d\u00f9 gi\u1ecfi t\u1edbi \u0111\u00e2u th\u00ec \u0111\u00e3 theo con \u0111\u01b0\u1eddng n\u00e0y th\u00ec ch\u1eafc ch\u1eafn s\u1ebd lu\u00f4n c\u00f3 kh\u00f3 kh\u0103n c\u1ea3n b\u01b0\u1edbc.<\/p>\n

N\u1ebfu \u00fd th\u1ee9c \u0111\u00fang th\u00ec ph\u1ea7n th\u01b0\u1edfng cho nh\u1eefng ng\u01b0\u1eddi theo con \u0111\u01b0\u1eddng n\u00e0y l\u00e0 ch\u1eafc ch\u1eafn v\u00e0 nhanh h\u01a1n nhi\u1ec1u so v\u1edbi con \u0111\u01b0\u1eddng th\u1ee9 hai.<\/p>\n

N\u1ebfu\u00a0c\u1ea3m th\u1ea5y m\u00ecnh kh\u00f4ng th\u1ef1c s\u1ef1 gi\u1ecfi c\u00e1i g\u00ec th\u00ec n\u00ean theo con \u0111\u01b0\u1eddng\u00a0th\u1ee9 hai:<\/strong><\/p>\n

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Con \u0111\u01b0\u1eddng n\u00e0y c\u00f3 nguy\u00ean l\u00fd r\u1ea5t \u0111\u01a1n gi\u1ea3n. Ti\u1ebft ki\u1ec7m ti\u1ec1n trong m\u1ed9t th\u1eddi gian r\u1ea5t d\u00e0i v\u00e0 chuy\u1ec3n n\u00f3 th\u00e0nh danh m\u1ee5c \u0111\u1ea7u t\u01b0. Trung b\u00ecnh m\u1ed7i ng\u01b0\u1eddi l\u00e0m vi\u1ec7c kho\u1ea3ng 30 n\u0103m, th\u1eeba \u0111\u1ee7 \u0111\u1ec3 \u0111\u1ea1t m\u1ee5c ti\u00eau.<\/p>\n

Con \u0111\u01b0\u1eddng n\u00e0y kh\u00f4ng \u0111\u00f2i h\u1ecfi ph\u1ea3i th\u00f4ng minh nh\u01b0ng l\u1ea1i b\u00f9 l\u1ea1i \u0111\u00f2i h\u1ecfi t\u00ednh ki\u00ean nh\u1eabn v\u00e0 k\u1ef7 lu\u1eadt r\u1ea5t cao.<\/p>\n

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Hai con \u0111\u01b0\u1eddng n\u00e0y tr\u00e1i ng\u01b0\u1ee3c nhau. M\u1ed9t con \u0111\u01b0\u1eddng\u00a0nhanh nh\u01b0ng \u0111\u00f2i h\u1ecfi n\u1ed7 l\u1ef1c l\u1edbn gi\u1ed1ng nh\u01b0 ch\u1ea1y. M\u1ed9t con \u0111\u01b0\u1eddng\u00a0\u0111\u00f2i h\u1ecfi s\u1ef1 ki\u00ean tr\u00ec v\u00e0 k\u1ef7 lu\u1eadt cao gi\u1ed1ng nh\u01b0 l\u00e0 \u0111i b\u1ed9. C\u1ea3 hai \u0111\u1ec1u c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh c\u1ef1 ly 42km nh\u01b0ng m\u1ed9t h\u01b0\u1edbng nhanh v\u1edbi kh\u1ea3 n\u0103ng ch\u1ea5n th\u01b0\u01a1ng cao, m\u1ed9t h\u01b0\u1edbng ch\u1eadm nh\u01b0ng ph\u1ea3i li\u00ean t\u1ee5c ch\u1ed1ng l\u1ea1i s\u1ef1 nh\u00e0m ch\u00e1n.<\/p>\n

2. \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 th\u00e0nh c\u00f4ng<\/strong><\/p>\n

\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u1ea1n t\u1edbi \u0111\u00edch khi theo chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/a> r\u1ea5t \u0111\u01a1n gi\u1ea3n. C\u00f3 3 \u0111i\u1ec1u ki\u1ec7n: Ki\u00ean nh\u1eabn, K\u1ef7 lu\u1eadt v\u00e0 V\u1ed1n<\/span><\/strong><\/p>\n

V\u1ed1n b\u1ea1n s\u1ebd t\u00edch t\u1ee5 d\u1ea7n theo th\u1eddi gian v\u1edbi c\u00e1ch th\u1ee9c ti\u1ebft ki\u1ec7m nh\u01b0 \u0111\u00e3 li\u1ec7t k\u00ea \u1edf entry Chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. \u0110\u00f3 l\u00e0 b\u1ea1n ph\u1ea3i:<\/p>\n